If you’re running a WooCommerce store in New Zealand, offering Stripe (for credit/debit cards) and POLi (for bank transfers) gives customers flexible payment options. In this step-by-step guide, we’ll show you how to add both payment gateways to your WooCommerce checkout – no coding required!
Why Add Stripe & POLi to WooCommerce?
✅ Stripe – Accept Visa, Mastercard, Apple Pay & Google Pay (1.75% + $0.30 fee per NZ transaction).
✅ POLi – Let customers pay via direct bank transfer (no credit card fees, popular with Kiwis).
Best for: Stores that want to maximise conversions by catering to both card and bank payment preferences.
Step 1: Install & Set Up Stripe in WooCommerce
1. Get Your Stripe API Keys
- Sign up at Stripe NZ
- Go to Developers → API Keys
- Copy your Publishable Key and Secret Key
2. Enable Stripe in WooCommerce
- Go to WooCommerce → Settings → Payments
- Find Stripe and click Set up
- Enter your API keys and enable Credit/Debit Cards
- (Optional) Enable Apple Pay & Google Pay
- Save changes
(Pro Tip: Enable test mode first to check transactions before going live.)
Step 2: Add POLi Payments to WooCommerce
Since POLi isn’t built into WooCommerce by default, you’ll need a POLi plugin.
Option 1: Official POLi Plugin (Paid)
- Buy the POLi Payments for WooCommerce plugin (~$79 NZD).
- Install & activate it via Plugins → Add New → Upload.
- Go to WooCommerce → Settings → Payments → POLi
- Enter your Merchant Code & Authentication Code (from POLi).
- Save & enable.
Option 2: Free POLi Gateway Plugin
If you prefer a free solution:
- Install POLi Payment Gateway.
- Follow the setup steps (similar to above).
Step 3: Test Your Payment Gateways
Before going live:
✔ Place a test order with Stripe (use card 4242 4242 4242 4242 in test mode).
✔ Simulate a POLi payment (follow your plugin’s test instructions).
✔ Verify order confirmations & emails work correctly.
Step 4: Optimise Your Checkout Experience
🔹 Show payment logos (builds trust).
🔹 Enable auto-complete orders for POLi (bank transfers are instant).
🔹 Add a “How to Pay with POLi” guide (some customers may be unfamiliar).
Need Help Setting Up Payments?
At Red Jet Hosting, we specialise in WooCommerce optimisations, including:
🚀 Stripe & POLi integration
⚡ Faster checkout performance
🔒 Secure payment compliance
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Final Thoughts
Adding Stripe + POLi to WooCommerce ensures you capture both card and bank-paying customers. While Stripe is easier to set up, POLi requires a plugin – but it’s worth it for the 10-15% of Kiwis who prefer bank transfers.
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